Payday Loans vs. Alternatives

Let’s face it. The economy is bad. Really bad. Prior to the economy bottoming out, people were living the high life…or so they thought. Losing a job or your house is very common today. Which is sad. Because people didn’t know how to handle their...

How we got into debt…Part 2

I believe there is a reason you go through certain experiences that shape who you are as a person. Character building comes from experience; the good and the bad. I try to look at everything that I experience (especially the bad) as a lesson waiting to be learned. One...

How did you get into debt? Part 1

Some people may wonder how in the world you get into debt. Slowly…then quickly. We actually have been out of debt twice! It was a great feeling while it lasted. Unfortunately, we did not have the knowledge of how or why staying out of debt was so important. It...

Week 2 of FPU

We are in week two of our small group going through FPU. Last night we took an anonymous account of the group’s debt and got a whopping $483,401!!! Can you believe it? We only have 9 couples in our group. That is about $53,711 in debt per couple! Yikes! We are...