Teaching Finances to Children: 14 Years Later – Part 1

Fourteen years ago, I wrote a post about how we were teaching our young children about finances. It all started with one word: “No.” Not just saying it but teaching our kids to say it to themselves. At the time, those lessons felt simple but essential—teaching them to...

Payday Loans vs. Alternatives

Let’s face it. The economy is bad. Really bad. Prior to the economy bottoming out, people were living the high life…or so they thought. Losing a job or your house is very common today. Which is sad. Because people didn’t know how to handle their...

How we got into debt…Part 2

I believe there is a reason you go through certain experiences that shape who you are as a person. Character building comes from experience; the good and the bad. I try to look at everything that I experience (especially the bad) as a lesson waiting to be learned. One...

How did you get into debt? Part 1

Some people may wonder how in the world you get into debt. Slowly…then quickly.   We actually have been out of debt twice! It was a great feeling while it lasted. Unfortunately, we did not have the knowledge of how or why staying out of debt was so...

Week 2 of FPU

We are in week two of our small group going through FPU. Last night we took an anonymous account of the group’s debt and got a whopping $483,401!!! Can you believe it? We only have 9 couples in our group. That is about $53,711 in debt per couple! Yikes! We are...