10 Creative Ways to Save Money on Christmas Gifts in 2024 " Read More The holiday season is a magical time, but it can also take a toll on your wallet. With rising costs, finding affordable yet meaningful gifts can be challenging. This year, embrace budget-friendly...
I’ve been reading Debt-Proof Living by Mary Hunt. Along with the other financial blogs and financial gurus, I have noticed the recommendation of putting your money to work for you. One of the topics has been about extra income and not letting it get absorbed in...
I have been writing this post now for a while and realized that I have not ever posted Dave Ramsey’s 7 Baby Steps. Why does he call them Baby Steps? According to his website you learn to “get out of debt the way you learn to walk – one step at a...
Can a family of five take a nice vacation using only cash…YES!!! All right, I’ll be honest; this is the second vacation we have taken where we used only cash. However, this is the first vacation where we were on the Dave Ramsey plan. I have many thoughts about...
Well, he did it again! Murphy came unannounced last Saturday, our busiest day ever. He just showed up…no phone calls…no warning… Isn’t that rude!?! He decided that our air conditioner needed to go out on one of the hottest Saturdays of the year. I have a...