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div class=”separator” style=”clear: both; text-align: center;”a href=”” imageanchor=”1″ style=”margin-left: 1em; margin-right: 1em;”img border=”0″ height=”240″ src=”” width=”320″ //a/divbr /I know it’s Wordless Wednesday, but I have a few questions for those that are trying to get out of debt:br /br /olliWhat do you find is the most difficult thing about getting out of debt?/liliWhat made you decide to change your financial picture?/liliHow has it changed your life?/li/oldivHere are my answers:/divdivollibGetting started was the most difficult thing/b. nbsp;We wanted to get out of debt, but we couldn’t figure out a plan to follow. nbsp;We tried Suzi Orman, but it didn’t work for us. nbsp;When we found Dave Ramsey, we still didn’t jump on it right away./lilibWe were tired of having more month than money. /bIt was frustrating to know we had a decent income, but never had enough to get through a month. nbsp;It would become stressful when we would fall short and have an unexpected expense. nbsp;Watching the debt climb was no fun at all!!/lilibThere is a peace that I thoroughly enjoy. /bWhen we would run out of money and turn to credit cards, it would feel like a weight that kept building. nbsp;Once we had a budget and allocated the money to where it needed to go, there was a sense of calm. nbsp;I knew there was no more debt being added to the credit cards and felt relief to see the numbers go down. nbsp;Recently we made a big purchase and I was shocked that I didn’t get the “buyer’s remorse” that I used to get. nbsp;When I told my friend about it, she said, “That’s the financial peace that Dave talks about.” nbsp;She is sooooo right!/li/oldivWhat about you? nbsp;/div/divbr /br /a href=”” target=”_blank”img alt=”Anna” border=”0″ src=”” //a