Budgeting Basics for Beginners: Starting the Year with a Solid Financial Plan Budgeting?!? Yuck. Who likes to sit down and figure out numbers? Honest moment… I do. A new year brings a fresh opportunity to take control of your finances and start building a...
" Read More How Our Emergency Fund Saved Us During a Crisis Having an emergency fund was always a priority for us, but we never fully appreciated its importance until life threw us some unexpected challenges. In 2017, our fully-funded emergency fund became the...
Dave Ramsey’s 7 Baby Steps. In March we announced that we were consumer debt free. Normally, after becoming debt free, most people begin Baby Step 3; 3-6 months of expenses in savings. We, however, took a little detour and paid cash for some things around our...
I have been writing this post now for a while and realized that I have not ever posted Dave Ramsey’s 7 Baby Steps. Why does he call them Baby Steps? According to his website you learn to “get out of debt the way you learn to walk – one step at a...
