Help: I Can’t Afford My IVA

What Is An IVA? An Individual Voluntary Arrangement (IVA) is a long-term, legally-binding commitment to clear personal debt. Over the term of your agreement, normally five years, you are legally obliged to make a monthly repayment towards your IVA until the full...

Get Out of Debt in 2013

The New Year begins tomorrow and all the resolution-making is happening now! I usually don’t make resolutions because I find that I really don’t want to do them in the first place! However, I will encourage everyone to make it a goal to get out of debt! I...

Investing Education Update

Early in November I mentioned that I have a goal of learning how to invest. I went out and borrowed 3 books from the library on my quest to an investment education. So far I have learned that reading about investing still puts me to sleep. However, I have made some...

I Have a Goal

Okay, I have about…oh…5 minutes to type this out before I start bedtime routines. [And I’m also typing this with a MASSIVE headache. Can you say “caffeine/sugar withdrawal”? Oye Vey!] I have decided to tell you about a goal that I am...

Stories of the Wealthy and the Broke: The Consultant

I am starting a new segment called Stories of the Wealthy and Broke! It’s a bit like Dave Ramsey’s Stupid Debt stories, but these are the stories I have heard over my lifetime that make me shake my head and wonder what people are thinking. The Consultant A...

Labor Day Home Improvement Project

It’s Labor Day weekend and I’ve been laboring! Fortunately, not in the about-to-have-a-baby sense! PHEW! No, I have been working hard on staining our deck. Our deck has been in baaaaad shape for a few years now. It has been so bad that I never want to be...