Thank You FPU!!

Words cannot express how thankful I am for having taken Financial Peace University! As I mentioned in my January 1st post, we were anticipating my husband losing his job.  He stopped working in March and the checks stopped arriving in May.  Now it is almost August and...

Welcome 2015 Goodbye HELOC!

Yeah…Yeah…I know it has been an ENTIRE year since I last wrote on this blog.  I have discovered that working on a Master’s degree requires A LOT of writing. My mental energy has been utilized elsewhere. If you remember, in my Welcome 2014 post, I...

Welcome 2014!

Happy New Year!! 2014 is here and if you are like me your head is spinning just a bit!  It seemed that Thanksgiving was here and now suddenly we are at the beginning…again. Changes in 2013. Change began last year when I decided to expand my brain and begin a...

Can I Use My 401(k) to Buy a Car Before I Retire?

Although 401(k) plans are intended to be used for retirement, you may be able to get money out before you retire. Many people think about withdrawing from their 401(k) plan, but you are only able to withdraw from it if you left or lost your job, are permanently...

Understanding Your Long Distance Moving Price

Moving, even to a nearby city, can be stressful; however, such a local move can be done in several trips and at a minimal cost. Long distance moving, or interstate moving, is a totally different story. One cannot make trips back and forth if they are moving, say 5...

Dear 23 Year Old Me ~Some Financial Advice

Dear 23 Year Old Me, Congratulations! You got your first big-girl job! No more waiting on tables, standing behind a cash register, or substitute teaching. You are a full-fledged teacher with a full-fledged salary ($22,000 looks huge compared to the $5,000 you used to...